Steve Scalici Financial Advisor Pastor Jupiter Florida Financial Finish Line Podcast (1)
Finish Line Podcast Episode 17

Steve Scalici, Financial Planner and Pastor, Reflecting on Sixteen Years with a Financial Finish Line

You may want to live generously without turning a financial finish line into a rigid number that ignores changing seasons, family needs, and future responsibilities.

How can you define enough with conviction while staying flexible enough to follow God through changes in income, education, retirement, and family life?

Meet your guide

Steve Scalici is a financial advisor and bivocational pastor at Family Church Jupiter in South Florida who has lived with a financial finish line alongside his wife, April, for roughly 15 years. After years of faithful tithing, Scripture and books by Randy Alcorn challenged them to move beyond percentage giving and intentionally cap their lifestyle so additional income could increasingly support generosity.

Steve explains how that decision has shaped far more than their budget. Their finish line has influenced career freedom, retirement planning, raising financially responsible children, and the ability to respond quickly when needs arise. He also describes why a finish line should remain flexible as circumstances change, including education costs, aging parents, family transitions, and other responsibilities.

Throughout the conversation, Steve emphasizes budgeting, prayerful discernment, and the freedom that comes from loosening your grip on money. You may come away seeing a finish line as a practical way to reduce financial anxiety while creating greater capacity to give, serve, and say yes when God opens unexpected opportunities.

What you’ll gain

  • How generosity can grow beyond a fixed giving percentage
  • Why a financial finish line should remain flexible over time
  • How defining enough can create greater career freedom
  • What budgeting reveals about your true spending priorities
  • How to teach children giving, saving, and spending early
  • Why financial margin can reduce worry and increase generosity

Inspired? Take your next step

Financial Finish Line Pledge Step 1

Take the Finish Line Assessment

Take a brief assessment to see if you are ready for a financial finish line right now 

Financial Finish Line Pledge Step 2

Build a Finish Line from Scratch

Use the Finish Line Builder to identify the finish line that fits your season of life best

Financial Finish Line Pledge Step 3

Try a 90 Day Finish Line Experiment

Receive practical guidance and encouragement as you spend 90 days with a finish line.

Complete your first step right now in under 3 minutes.

Play the Game of Life Simulator

Not ready for the assessment? Try a quick interactive simulator to see how you stack up in managing wealth.

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Inspired? Take your next step

Try the Game of Life Simulator

Step into a four-minute interactive experience and see what unfolds as you decide how to manage your resources.

Game of Life Simulator Mobile Screenshot
Game of Life Simulator Mobile Screenshot

Quotes to Remember

  • “God prospers me not to increase my standard of living, but to increase my standard of giving.”
  • “The only antidote to materialism is generosity.”
  • “[Giving] frees you up to not worry about money… I pay attention to the dollars and I am aware, but it’s just not a big concern or worry.”
  • “I don’t care if I close an account or not, and there’s just so much peace in that.”
  • “Give, save, and live on the rest.”
  • “Sometimes, your heart goes somewhere, and then your treasure follows.”

Links from the Show

Bible References from the Show

Luke 12:16-21 | Bigger Barns

16 And he told them this parable: “The ground of a certain rich man yielded an abundant harvest. 17 He thought to himself, ‘What shall I do? I have no place to store my crops.’ 18 “Then he said, ‘This is what I’ll do. I will tear down my barns and build bigger ones, and there I will store my surplus grain. 19 And I’ll say to myself, “You have plenty of grain laid up for many years. Take life easy; eat, drink and be merry.”’ 20 “But God said to him, ‘You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?’ 21 “This is how it will be with whoever stores up things for themselves but is not rich toward God.”

Matthew 6:19-24 | Lay Up Treasure in Heaven

19 “Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, 20 but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. 21 For where your treasure is, there your heart will be also. 22 “The eye is the lamp of the body. So, if your eye is healthy, your whole body will be full of light, 23 but if your eye is bad, your whole body will be full of darkness. If then the light in you is darkness, how great is the darkness! 24 “No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.

Matthew 5:16 | Let Your Light Shine

16 In the same way, let your light shine before others, so that they may see your good works and give glory to your Father who is in heaven.

Matthew 6:3-4 | Give in Secret

3 But when you give to the needy, do not let your left hand know what your right hand is doing, 4 so that your giving may be in secret. And your Father who sees in secret will reward you.

Proverbs 21:20 | The Wise Store Up

20 The wise store up choice food and olive oil, but fools gulp theirs down.

Acts 20:35 | More Blessed to Give than to Receive

35 In all things I have shown you that by working hard in this way we must help the weak and remember the words of the Lord Jesus, how he himself said, ‘It is more blessed to give than to receive.’”

Matthew 6:34 | Don’t Worry About Tomorrow

34 “Therefore do not be anxious about tomorrow, for tomorrow will be anxious for itself. Sufficient for the day is its own trouble.

Luke 12:48 | To Whom Much is Given

48 Everyone to whom much was given, of him much will be required, and from him to whom they entrusted much, they will demand the more.

Use Our
Free Guide

Have you considered the ways you are uniquely called into generosity? We’re not all called into the same adventure.

Enter your information below and we’ll send you our free PDF guide to explore the specific adventure you were called into.

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Use Our
Free Guide

Have you considered the ways you are uniquely called into generosity? We’re not all called into the same adventure.
Generosity Profile Image
Enter your information below and we’ll send you our free PDF guide to explore the specific adventure you were called into.
Generosity Profile Image