Zack Gutches, CFP®, CPA, has a contagious passion for biblical personal finance. After working as a CPA and Lead Advisor for 8 years at fast-growing AUM firms, he began searching for a flat-fee practice grounded in biblical principles, but it didn’t exist — so Zack felt called to build it, and True Riches Financial Planning was born. True Riches is the only all-inclusive financial planning practice that bundles biblical financial planning, faith-based investment management, and tax return preparation for one transparent flat fee.

True Riches mission is to help Christian families invest, give, and live abundantly. Money is simply a finite tool in of itself, but when put on mission in partnership with God’s calling, it has life-changing, eternal impact.

Zack seeks to blend financial excellence with timeless biblical principles. After deeply studying the overarching message of the Bible on money and setting his own spending and net worth finish lines, he loves getting to empower and guide other Christian families to do the same and experience the life-giving transformation that follows.

Zack feels a deep sense of purpose in his vocational calling from the LORD and loves getting to use his God-given gifts to serve others for Christ’s glory (1 Peter 4:10-11). Zack lives in sunny Colorado with his wife and 3 daughters and can be found playing sports & games (ideally outside), cooking, and spending quality time with friends and family.

Additional Information

Certifications

Certified Financial Planner (CFP®)
Certified Public Accountant (CPA)

Location

Based in Denver, CO
Accepts Clients Everywhere