Finish Line Blog
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Practical Strategies for Living on a Budget
Living with a financial finish line inherently requires living on a fixed income. Here, we discuss some practical strategies for maintaining a budget through normal fluctuation in expenses, weathering sudden emergencies, and planning for large expenses.
Setting Up an Account Structure
Once your income passes your financial finish line, it’s important to have an account structure to keep things straight. This structure helps keep straight what money is for personal use and what money is set aside to use on others.
For some people, while the idea of percentile living may sound attractive, there is one looming barrier to getting started. Debt. For those of us with significant personal debt, how are we supposed to commit to living at a percentile?
The Race for a Finish Line
Kealan shares his story of how he and his wife Alison got started with a financial finish line. From living on little, to living with surplus, God used many experiences to lead them to where they are today.
Should I Pay Off My Mortgage?
We tackled managing debt within a percentile lifestyle, but what about a mortgage? How do my home and mortgage payment play into the percentile system?
A Renewed Sense of Purpose
Through Christ, God gives us a deep and powerful sense of purpose. So why doesn’t it feel like that much of the time? Percentile living offers us a way back to the depth of purpose God calls us into.
A Renewed Perspective on Spending
Almost by definition, our concept of personal spending was changed when we committed to a percentile. The factors that played into each purchase decision quickly shifted as our incentives were realigned.
A Renewed Perspective on Work
When we first committed to living at a percentile, our thoughts mostly centered around wanting to be able to give more. But what we came to find is that the benefits we experienced in our own life were far greater than the giving we were able to participate in. One of those benefits has to do with how we approach working.
Tithing with a Financial Finish Line
For those that have committed to living at a percentile, or for those seriously considering it, one question that frequently comes up is that of tithing. How exactly does tithing fit into this model?