Finish Line Calculator
This calculator is designed to help you choose a financial finish line. Enter your total monthly spending below (excluding debt payments, retirement savings, and giving). Also enter your household size and your tax filing status (married or individual). Next, adjust the “Income Percentile for Comparison” to see how different finish lines compare to your current spending.
Why percentiles? Situations change. Our families grow. The costs of rent, and food, and gas all go up. Choosing a flat dollar amount would force us to constantly re-evaluate our finish line. By matching that dollar amount to a percentile of the population, we can maintain the same standard of living through inflation and family growth. Read how it works for more information.
Household Inputs
Your current budget is approximately
per month
For every 100 similar-sized families, you currently spend more than
If you set a finish line of approximately
per month
For every 100 similar-sized families, you would spend more than
out of
every
out of
every
Your current budget is approximately
per month
For every 100 similar-sized families, you currently spend more than
out of every
Families
If you set a finish line of approximately
per month
For every 100 similar-sized families, you would spend more than
out of every
Families
Results based on U.S. Census household income data. See the detailed methodology to reproduce the results on your own.
Results Summary
| Current Monthly Budget | BUDGET |
| Current Percentile | PERCENTILE |
| Comparison Monthly Budget | BUDGET |
| Comparison Percentile | PERCENTILE |
| Excess Available | EXCESS |
A household of SIZE living on a budget of BUDGET is living on more than roughly 50% of all Americans.
In comparison, a household of SIZE living at the 50th percentile lives on approximately BUDGET per month.
If you were to use this as your budget, you would have EXCESS per month left over.
Explore More
Giving Ideas
Once you have set a financial finish line, what do you do with the excess? Explore a variety of ideas.
Community
Check out the finish line forum to read about others' experience and to find encouraging stories.
Beliefs
Learn about the biblical foundation and core beliefs that led us to setting a finish line.