A financial finish line is a point at which you say, “Any money God blesses me with beyond this point, I will use to serve others and advance God’s kingdom.” But what does that look like for someone with an irregular income. Many people have varying sources of income through the year, like seasonal jobs, year-end bonuses, side gigs, temp work, and self-employment. Is a finish line still possible for someone in these situations? If so, how should they think about the process of choosing a finish line? Kealan and Cody break down all these questions and share their thoughts (and personal experience) with finish lines in the context of variable income.
Aspiring to the Median
Stephanie Hobelmann on Moving from Hesitancy to Joy in Giving
Cody’s wife, Stephanie Hobelmann shares her experience feeling hesitant about the idea of a finish line. She shares how conversation and actively experiencing the joy of giving flipped her understanding of the finish line pledge. Stephanie now constantly seeks out opportunities to give and shares her joy of giving openly. She also shares advice for those who are interested in setting a finish line, but have a hesitant or reluctant spouse. Listen now to hear her story!
Introducing the Finish Line Pledge
The Finish Line Pledge is undergoing a major transition from its original name, Aspiring to the Median, to the Finish Line Pledge. Along with that, the podcast is becoming the Finish Line Podcast, and IMPACT groups are becoming Finish Line SPRINTs. Listen as Kealan and Cody walk through why we’re undergoing this transition and what it means for the movement. They’ll also take the opportunity to look ahead to 2021 and what the next year holds for the Finish Line Pledge.
Saving for Retirement with a Finish Line
Kealan and Cody dive into another listener Q&A where they answer the question, “How does setting a finish line affect saving for retirement?”. As with many things, setting a financial finish line flips around much of the traditional personal finance wisdom. Kealan and Cody first break down some of the traditional wisdom on saving for retirement. Afterwards, listen as they share their thoughts on how setting a finish line changes our strategy and goals for retirement.
How to Classify Gifts and Changing Your Finish Line
Kealan and Cody dive into another listener Q&A where they answer two finish line questions. The first is “Do gifts come out of our budget, or the excess?”. This is one of a variety of questions that get into the fine details of a finish line, sand one that is particularly relevant for December. The second question is “When is it okay to change my finish line? How should I approach that process?”. Anyone who sets a finish line will consider this question at some point, and the guys share a helpful framework to go about the process.
How Do I Choose a Finish Line?
Kealan and Cody break down the question, “How do I choose a finish line for my spending?”. There are a number of practical considerations when choosing a finish line, and the guys break each of these down one by one.
Answering “How Much Money Do I Really Need?” with Kealan Hobelmann, ENT Surgeon
In this episode, Kealan shares his story through medical school and residency searching for an answer to the question, “How much money do I really need?” Listen as he shares his process for answering that question, and how that process evolved into the Aspiring to the Median movement.
Shifting to Eternal Kingdom Building with Cody Hobelmann, Financial Advisor
Cohost Cody Hobelmann shares the story about how God dramatically changed his goals from making as much money as possible to giving as much as possible. As a financial planner, he has a strong understanding of the traditional wisdom behind personal finance. His faith, however, has introduced a whole new perspective to how we should think about the money that God brings through our hands.
What is the Finish Line Pledge (formerly Aspiring to the Median)?
Join Kealan and Cody as they unpack the foundation of the Aspiring to the Median movement and the idea that everything we own belongs to God. If God is the true owner of all money and wealth, then that makes us each managers of a small portion, and we’re responsible for what we do with it. Listen as the guys share stories about what that realization has meant for their own lives and finances.